HRA is now offering membership into Breeden Benefit Group's
Felonious Assault Program
All HRA Members are automatically enrolled to receive this amazing benefit*
Statistically, there are over 35,000 convenience store robberies each year. Store owners face the horrible
reality of a store employee being injured or killed. Workers’ Compensation pays expenses such as medical
for injuries and a percentage of salary if an employee is killed. In most cases, Workers’ Compensation is
HRA along with Breeden Benefit Group have created a Felonious Assault Program. The program will cover
owners and employees. If death occurs during a Felonious Assault, the plan will pay the family $400,000. If
an injury occurs during a Felonious Assault, the plan will pay $2,500 per month while in the hospital and
$385 weekly while recovering.
This program was created for convenience store associations throughout the United States.
Over $18,000,000 in financial relief has been paid to families. A family member cannot be replaced,
however $400,000 will assist with future expenses.
Benefits to HRA Members
Felonious Assault Death: $400,000 (directed at member's business, property or while he/she is acting on behalf of the business)
Hospital Daily Benefit: $2,500 monthly (2 day minimum, Monthly benefit will be paid retroactive to the first day of confinement)
Weekly Disability: $385 weekly (7 day waiting period, maximum 26 weeks as long as the insured remains disabled due to injury)
Bereavement & Trauma: $150 per session (10 sessions within one year of the date of the incident)
Wheelchair Confinement: Up to $50,000 (for expenses incurred within one year of the date of incident)
How much is the premium?
$50 per quarter = $16.67 per month - lowest among all trade associations!
Is there a limit on how many employees are covered?
No, All part time and full time employees are covered (no cash employees). $400,000 coverage per employee with a per incident limit of $800,000. Example: If three employees are killed, the $800,000 would be divided by three.
How do I pay?
Premiums will be deducted through your rebate checks. You may set up a bank draft through Breeden Benefit Group.
When is this insurance effective?
June 1, 2021
Yes, $15.25 is guaranteed not to change for two years. May 1, 2021 - April 30, 2023.
When you are no longer a member of Horizon. The policy will terminate at the end of the quarter.
What is my next step for opting in?
Do nothing. The premium will be subtracted from your quarterly rebate check.
If I missed the announcement, would I receive a refund if I want to opt my store out?
Yes. 100% refund during the 1st year.
Will I receive a Certificate of Coverage for my store?
Will the owner/employee be covered if a felonious assault occurs while they are completing company business such as driving to deposit money at the bank?
Have claims been paid?
Yes. This National Program membership has steadily grown. Over $18,000,000 in financial relief has been paid to families that have suffered from losing a loved one. A family member cannot be replaced, however $350,000 will assist in future expenses.